The definition of small-ticket real estate lending is constantly changing. But this part of the market is widely acknowledged to consist of organisations providing loans ranging between around €1 million to €20 million (£873,000 to £17 million).
The information published in the following pages was provided by the companies featured. Lenders that focus on the small-ticket lending market were invited to submit information on their specialisms, loan size range and leverage. More detailed entries were sponsored by the companies concerned.
The guide contains information on 17 organisations, including challenger banks, specialist non-bank lending businesses and managers of online financing platforms. Their debt products typically include bridging, development and term investment loans for residential and commercial properties. Sterling is the currency used in the directory except for when the firm is not based in the UK.
The small-ticket lending market is entering a new era following many years of operating in a low interest rate environment. The response of small-ticket lenders will be tested as macroeconomic volatility continues in the UK and across continental Europe.
In these uncertain times, our small-ticket lending market guide serves as an essential tool for borrowers, advisers, and lenders active at the smaller end of the property market.